If you work at the University of Rochester (including Strong Memorial/URMC) or Rochester Institute of Technology, you are eligible for some of the most generous employer-assisted housing programs in the country — up to $20,000 completely forgivable if you stay 5 years.
Here is the definitive 2025–2026 guide for faculty, staff, residents, and post-docs.
| Institution | Max Benefit | Forgivable? | Eligible Zone | Application |
|---|---|---|---|---|
| University of Rochester | $15,000 – $20,000 | Yes (5 years) | Within 7 miles of River Campus OR URMC | HR Portal |
| RIT | $12,000 | Yes (5 years) | Henrietta + select city neighborhoods | HR Portal |
Both programs cover closing costs, down payment, or rate buydowns — 100% forgiven after 5 years of continued employment.
| Neighborhood | Drive to UR River Campus | Drive to Strong Memorial | Drive to RIT | Median Price | Lifestyle Fit |
|---|---|---|---|---|---|
| College Town / South Wedge | 4–7 min | 6–9 min | 14–18 min | $295k | Walkable, young |
| Park Avenue / NOTA | 6–9 min | 8–12 min | 16–20 min | $365k | Urban, cultural |
| Highland Park | 5–8 min | 7–10 min | 15–19 min | $335k | Green, quiet |
| Brighton (12 Corners) | 9–12 min | 11–14 min | 12–16 min | $398k | Village feel |
| Pittsford Village | 12–16 min | 14–18 min | 18–22 min | $585k | Top schools |
| Henrietta (RIT area) | 16–20 min | 18–22 min | 4–8 min | $365k | New construction |
UR medical resident:
Both programs are fully funded through 2026 with slight increases planned:
If you work at UR or RIT and plan to stay 5+ years, you are effectively getting a $15k–$20k raise toward your first home. Combine with City of Rochester First Home Club or SONYMA and many employees buy with under $10k out of pocket.
Get a fast cash offer on your current home — close quickly and use your employer benefits for your next purchase.
